Our Services:

Tom Holyfield and Guild Mortgage are here to help you finance your home sweet home. Tom brings his vast industry expertise and excellent customer service to you to to ensure you are getting the right loan for you. With his dedication to his customers and his knowledge of the mortgage industry, you can rest assured that you will get the most personalized experience for your situation.

*First-Time Home Buyers*
*100% Financing* *Tex Vet/VA* *Investment Property Financing*

FHA Home Loan:

Must credit qualify with a mid-credit score of 580
Low down payment of 3.5%
Up to 6% seller paid closing costs assistance

Conventional Home Loan:

Must credit qualify with credit scores as low as 620
Opportunity up to 97% financing
Primary, second home and Investment properties
NO mortgage insurance on loans under 80% LTV

VA Home Loan:

Must credit qualify with a mid-credit score of 540
Offers 100% financing (NO DOWN PMT) to active and non-active military and army servers

USDA/RD:

Must credit qualify with a mid-credit score of 540
Income limits apply
Offers 100% financing to those purchasing a home in a USDA define eligible rural area, which includes outside city limits

Refinance:

Switch from an adjustable to a fixed rate
Lower your existing fixed rate
Cash-out refinance allows you to receive money from equity you’ve put into your home
Change the term of you current mortgage (Ex: Switch from a 30 to 15 year)
FHA Streamline refinance
VA IRRRL refinances offered

*All loans subject to underwriter approval terms and conditions may apply.
Subject to change without notice

Please contact us for more information

Mobile Home Financing is Now Available!